Individual 1st Mortgage Real Estate Deals

Select from a range of 1st mortgage-backed real estate deals.

9.00% p.a.*

* Paying up to 9.00% p.a. paid monthly. Historic annualised net return range. Variable rate range.

Choose how you want to invest

Regardless of your investment strategy, we are here to help you build a diversified portfolio from our curated and vetted investment opportunities

Through the AltX self-directed investment portfolio, you select the individual deal based on your unique investment preferences. Individual Deals are published regularly on the AltX self-directed investment platform.

Investors can review and select deals based on:
1. Type of Investment: Bridging Loans through to Construction Loans
2. Location: AltX sources individual investment opportunities Australia-wide
3. Available Investment Amount: Invest from as little as $50,000 per investment
4. Interest Rates: Ranged between 7%-10% p.a. paid monthly, based on the risk profile of the deal
5. Duration:Investment terms range from 6-24 months
6. LVR: Loan to Value Ratios typically to not exceed 70.0%

Debt Investments We Offer

Bridging Loans

Finance short-term property-backed transactions

Construction Loans

Finance development and construction projects

Individual Deal Examples

Open for investment

$1,050,000

Available for investment

$1,887,835

Total loan amount

8.60%

Target Interest rate

5 months

Remaining term

58.61%

LVR

Open for investment

$2,250,000

Available for investment

$6,250,000

Total loan amount

7.50%

Target Interest rate

6 Months

Remaining term

51.07%

LVR

Explore AltX Individual Deals

7.00% - 8.00% p.a.*

*Historic annualised net return range. Variable rate range.

Bridging Loans

Short-term loans secured by registered 1st mortgages over property

Distribution Frequency: Aims to pay monthly

7.00% - 8.00% p.a.*

*Historic annualised net return range. Variable rate range.

Bridging Loans

LVR (Max): Residential: 70%, Commercial / Industrial: 60%, Land: 50%

Loan Term: 3-24 Months

Underlying Security: Residential, Commercial, Industrial, Land

Minimum Investment: $50,000

REGISTER

7.73% p.a. +*

*Historic annualised net return range. Variable rate range.


Construction Loans

Construction loans secured by registered 1st mortgages over property

Distribution Frequency: Aims to pay monthly

7.73% p.a.+ *

*Historic annualised net return range. Variable rate range.

Construction Loans

LVR (Max): Residential 65%, Commercial / Industrial 65%, Land 65%

Loan Term: 3-24 Months

Underlying Security: Residential, Commercial, Industrial, Land

Minimum Investment: $100,000

REGISTER

Loan Structure

Exposure to most senior part of capital structure

Equity
  • Lender buffer, borrower first loss
First Mortgage
  • Priority claim on interest and principal
  • Priority claim on asset

Our Track Record

300 +
Active investors
$ 0 b
Total deals funded to date
500 +
Funded loans
50 %
Capital returned, interest repaid

RBA Cash Rate vs FY22/23 Average AltX Loans*

* FY22/23 monthly return, annualised variable rate  

Supporting Documents

AltX Company Overview

Invest Today

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