Individual 1st Mortgage Real Estate Deals

Select from a range of 1st mortgage-backed real estate deals

7.75% p.a.*

*Paying up to 7.75% p.a. paid monthly. Historic annualised net return range. Variable rate range.
  Select from our range of deals
  1st Mortgage Security
  Experienced Investment Manager
  Conservative Loan to Value Ratios
  Interest Paid Monthly

Choose how you want to invest

Regardless of your investment strategy, we are here to help you build a diversified portfolio from our curated and vetted investment opportunities

Through the AltX self-directed investment portfolio, you select the individual deal based on your unique investment preferences. Individual Deals are published regularly on the AltX self-directed investment platform.

Investors can review and select deals based on:
1. Type of Investment: Construction Loans, Bridging Loans, Medium-Term Loans
2. Location: AltX sources individual investment opportunities Australia-wide
3. Available Investment Amount: Invest from as little as $50,000 per investment
4. Interest Rates: Ranged between 4-8% p.a. paid monthly, based on the risk profile of the deal
5. Duration:Investment terms range from 6-24 months
6. LVR: Loan to Value Ratios typically to not exceed 70.0%

Debt Investments We Offer

Medium-Term Loans

Finance medium-term property-backed transactions with full borrower serviceability

Bridging Loans

Finance short-term property-backed transactions

Construction Loans

Finance development and construction projects

Individual Deal Examples

Open for investment

$1,320,000

Available for investment

$2,030,000

Total loan amount

5.50%

Target Interest rate

24 Months

Remaining term

55.67%

LVR

Open for investment

$2,250,000

Available for investment

$16,250,000

Total loan amount

6.50%

Target Interest rate

6 Months

Remaining term

51.07%

LVR

Open for investment

$1,050,000

Available for investment

$1,887,835

Total loan amount

7.65%

Target Interest rate

5 months

Remaining term

58.61%

LVR

Explore AltX Individual Deals

5.50% - 6.00% p.a.*

*Historic annualised net return range. Variable rate range.

Full Serviceability

Short-medium term full-servicing loans secured by registered 1st mortgages over property

Distribution Frequency:
Aims to pay monthly

5.50% - 6.00% p.a.*

*Historic annualised net return range. Variable rate range.

LVR (Max): Residential 70%, Commercial / Industrial 65%, Land 55%

Loan Term: 3-36 Months

Underlying Security: Residential, Commercial, Industrial, Land

Minimum Investment: $50,000

REGISTER

6.00% - 7.00% p.a.*

*Historic annualised net return range. Variable rate range.

Bridging Loans

Short-term loans secured by registered 1st mortgages over property

Distribution Frequency: Aims to pay monthly

6.00% - 7.00% p.a.*

*Historic annualised net return range. Variable rate range.

Bridging Loans

LVR (Max): Residential: 70%, Commercial / Industrial: 65%, Land: 55%

Loan Term: 3-24 Months

Underlying Security: Residential, Commercial, Industrial, Land

Minimum Investment: $50,000

REGISTER

7.00% p.a. +*

*Historic annualised net return range. Variable rate range.


Construction Loans

Construction loans secured by registered 1st mortgages over property

Distribution Frequency: Aims to pay monthly

7.00% p.a.+ *

*Historic annualised net return range. Variable rate range.

Construction Loans

LVR (Max): Residential 70%, Commercial / Industrial 65%, Land 55%

Loan Term: 3-24 Months

Underlying Security: Residential, Commercial, Industrial, Land

Minimum Investment: $50,000

REGISTER

Wholesale Eligible Investors

1st Mortgage Underlying Security

3-36 Months Underlying Loan Terms

Loan Structure

Exposure to most senior part of capital structure

Equity
  • Lender buffer, borrower first loss
First Mortgage
  • Priority claim on interest and principal
  • Priority claim on asset

Our Performance

300 +
Active investors
$ 0 b
Total deals funded to date
500 +
Funded loans
50 %
Capital returned, interest repaid

RBA Cash Rate vs 2021 Average AltX Loans*

* October monthly return, annualised variable rate

Supporting Documents

AltX 1 page overview

Introduction to investing in private/non-bank real estate debt

Invest Today

Managed Fund Form