Individual 1st Mortgage Real Estate Deals
Select from a range of 1st mortgage-backed real estate deals
7.75% p.a.*
*Paying up to 7.75% p.a. paid monthly. Historic annualised net return range. Variable rate range.
Choose how you want to invest
Regardless of your investment strategy, we are here to help you build a diversified portfolio from our curated and vetted investment opportunities
Through the AltX self-directed investment portfolio, you select the individual deal based on your unique investment preferences. Individual Deals are published regularly on the AltX self-directed investment platform.
Investors can review and select deals based on:
1. Type of Investment: Construction Loans, Bridging Loans, Medium-Term Loans
2. Location: AltX sources individual investment opportunities Australia-wide
3. Available Investment Amount: Invest from as little as $50,000 per investment
4. Interest Rates: Ranged between 4-8% p.a. paid monthly, based on the risk profile of the deal
5. Duration:Investment terms range from 6-24 months
6. LVR: Loan to Value Ratios typically to not exceed 70.0%
Debt Investments We Offer
Medium-Term Loans
Finance medium-term property-backed transactions with full borrower serviceability
Bridging Loans
Finance short-term property-backed transactions
Construction Loans
Finance development and construction projects
Individual Deal Examples
- Individual Deal
- Full Servicability
- Residential
- New South Wales
Open for investment
$1,320,000
Available for investment
$2,030,000
Total loan amount
5.50%
Target Interest rate
24 Months
Remaining term
55.67%
LVR
- Individual Deal
- Bridging
- Residential
- New South Wales
Open for investment
$2,250,000
Available for investment
$16,250,000
Total loan amount
6.50%
Target Interest rate
6 Months
Remaining term
51.07%
LVR
- Individual Deal
- Construction
- Residential
- Queensland
Open for investment
$1,050,000
Available for investment
$1,887,835
Total loan amount
7.65%
Target Interest rate
5 months
Remaining term
58.61%
LVR
Explore AltX Individual Deals
Wholesale Eligible Investors
1st Mortgage Underlying Security
3-36 Months Underlying Loan Terms
Loan Structure
Exposure to most senior part of capital structure
Equity
- Lender buffer, borrower first loss
First Mortgage
- Priority claim on interest and principal
- Priority claim on asset
Our Performance
RBA Cash Rate vs 2021 Average AltX Loans*
* October monthly return, annualised variable rate