Steven is a Co-Founder and Co-CEO of AltX. He has a background in 1st mortgage lending dating back to 2012, and has overseen the underwriting of more than $1.1 billion of loans. As well as his extensive experience in the Australian mortgage industry, Steven has over 20 years’ international senior management and Board experience in the Facility Services, Healthcare and Personal Care industries. Steven is also a co-founder of the Ecowize Group, a specialist outsourced services Group which today operates in the USA, Australia, New Zealand and in South Africa (5,500 employees globally). Steven has a Bachelor of Commerce (Economics and Law).

Nick is a Co-Founder and Co-CEO of AltX. He has a background in 1st mortgage lending dating back to 2012, and has overseen the underwriting of over $1.1bn of loans. Prior to this, Nick’s background was in investment banking at Merrill Lynch International (London, Sydney and Melbourne) and in funds management. Nick has an MA (Law) from Cambridge University (UK) and a Bachelor of Business Science Degree (1st Class Honours with Distinction in Economics) from the University of Cape Town (South Africa).

Sean is Non-Executive Chairman of AltX and is a Credit and Investment Committee Member. Sean is the co-founder of Peregrine Group which is a listed company on the Johannesburg Stock Exchange (South Africa) and is actively involved in global capital markets. Sean is an original investor in SA Home Loans, which was South Africa’s first non-bank mortgage provider, providing origination and securitisation of mortgage obligations.

Sean is a Chartered Accountant and currently runs an investment management group focused on global private equity, property and equity investing.

David is a Director at AltX, leading the management of originators and investors. David started his career with FSA Group Limited and Jirsch Sutherland, and has over 20 years’ experience in mortgage origination and underwriting, credit analysis, creditor management and corporate turnaround. David holds a Bachelor of Business in Finance and Accounting.

Andrew leads the technology development for AltX, as well as co-manages investors and general operations.

Andrew started his career with Deloitte in accounting and management consulting where he gained experience advising some of Australia’s largest organisations on strategy, technology and operations.

Andrew has a Bachelor of Commerce (Finance and Accounting) and is a Chartered Accountant.

Josh heads the AltX business in Asia.

Prior to AltX, Josh worked at J.P. Morgan in their Investment Banking Division (Tel Aviv and London), Ernst & Young (EY) in their M&A team (Tel Aviv), and M.H. Carnegie (Sydney) focusing on Private Equity.

Josh has a Bachelor of Business Administration majoring in Finance.

Allon is the Head of Finance at AltX.

Allon has primary responsibility for managing the company's finances, management of financial risks, record-keeping, and financial reporting. Allon previously worked at Metrofile, as Group Financial Manager where he was employed for over 20 years. Metrofile is South Africa’s market leader in document storage and information management. Allon is registered with CA ANZ and is a qualified Chartered Accountant since 1991.

Robyn is the Head of Investor Administration at AltX.

Previously Robyn was a Business Analyst at IBM, specialising in Marketing Support within the Banking & Public Sectors. Robyn has a Bachelor of Science from the University of NSW.

Chris is a Property Research Analyst at AltX.

Chris has over 25 years’ experience in institutional equities, property research, valuation, sales and funds management. Chris holds a BSc (Hons), Adv Diploma Property Services (Valuation), PS146 (Tier 1) and CFA (level 1).