Articles in this section Can I borrow from AltX? Why do borrowers accept higher borrowing rates? Can I borrow from AltX?Last update: January 22, 2021AltX does not directly lend to borrowers. We provide a marketplace for AltX approved professional Private Lenders to offer their existing loans to wholesale investors.Borrowers interested in achieving funding can be referred to an AltX Private Lender.AltX Partner Lenders have a set criteria to determine the suitability of funding applications.Business PurposeAll loans must be to registered Australian companies. Applications by individuals are considered if the use of funds is predominantly (i.e. >50%) for business purposes.Risk and SecurityEach transaction must be supported by a real estate asset. We review the quality, value and liquidity of the property or properties that are being used as security. The borrower’s background and financial history are also assessed to determine a 360 degree view of the applicant.RepaymentThe borrower must be able to demonstrate how they will repay the loan and service the monthly interest payments required under the lending agreement.